Boat Loans

Hi there and welcome on board!

So you're dreaming of your own boat so how will you finance it? And what about insurance?
Marine Queensland Finance can help you take care of the process. Security can usually be secured on the boat. So get out there now and stop dreaming. From powerboats to superyachts, plus everything in between. Speak directly to the experts in marine finance.

We Offer
Fixed repayments
Ezi set up and pre-approvals
Packages tailored to individuals or companies and you dont need to be an existing customer to benefit from our service.

Considering buying a runabout, cruiser, yacht, commercial craft or even a superyacht? We've got you covered...
Every possible option is considered for financing existing watercraft and construction. We adopt a one to one approach to your needs thoroughly before
suggesting the best way forward.There is no limit to the amount we can lend, only subject to application and status of your application.

You will need to provide confirmation of your assets and liabilities as well as your income and expenditure. This assessment flows through to the serviceability of the proposed loan.

Comparison Rates

Every loan has a wide variety of factors that should be considered when choosing the right loan for you. Ongoing fees and up-front charges which add to the cost of your loan over the loan term at the same time as comparing interest rates. Costs will vary between lenders and loans.

What is it?
Combine the nominated interest rate with the fees and charges that are associated the loan. This is a fantastic way to compare one loan costs vs another over the life of a loan.
Other parts to consider which can influence overall costs are features such as redraw and direct debit facilities and repayment options.
It’s your money, so choose carefully. For more information please contact us direct for any clarification.

What costs does it include?
• Nominal interest rate
• Loan approval and any other up-front fees
• Known ongoing fees

What does it exclude?
• Government and statutory fees
• Insurance products like comprehensive insurance
• Fees and charges that are event based such as early repayment or statement fees

How do you calculate it?
The calculation in accordance with regulations takes into account:
• The amount borrowed
• The term of the loan
• The frequency of repayments
• The interest rate

To be absolutely sure on the exact costs associated with your next loan with Marine Queensland Finance talk to one of our friendly staff – they will be happy to assist.